Réf. 0769
Loan Officer (Aleppo)
Near East Foundation · Syrian Arab Republic - République démocratique du Congo
Near East Foundation
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Description du poste
**Reports to:** Loan coordinator
**Location:** Aleppo, Syria
**Type**: Full-time Project
**Position Description**
The Loan Officer will oversee the design and evolution of financial products for the project. He/she will provide support to the structuring study consultant, acting as a liaison between potential customers, partners and NEF, and implementing the structuring study recommendations throughout the course of the project.
**Responsibilities:**
- Review and verify all loan applications to ensure completeness and accuracy.
- Prepare and share the list of applicants and planned visits with Field Associates in alignment with the workplan.
- Develop detailed visits workplans jointly with Field Associates, the Center Manager, and the Loan Coordinator based on the lists shared on the Loan Management System (LMS).
- Conduct social verifications in coordination with Field Associates to validate applicant information.
- Supervise and participate in site monitoring visits with Field Associates during client registration (CR) and loan collection visits.
- Monitor overdue borrowers, ensure timely follow-up, and report updates to the line supervisor.
- Provide technical and behavioral guidance to Field Associates regarding visit protocols and data collection for client registration.
- Maintain regular communication with borrowers/beneficiaries to provide updates, guidance, and support.
- Ensure full adherence to credit policies, Standard Operating Procedures (SOPs), and compliance requirements.
- Assess applicants’ financial eligibility and loan feasibility in collaboration with the loan coordinator.
- Oversee follow-up visits and restructuring of loans for borrowers when required.
- Ensure all lending activities comply with internal policies, donor requirements, and local laws and regulations.
- Perform any other duties assigned by the loan coordinator, Credit Team or management
**Qualifications and Requirements**
- Bachelor’s degree in finance, Economics, Business Administration, or a related field.
- Minimum of 3 years of experience in loan processing, credit management, financial product development, or loan review.
- Solid understanding of direct and indirect lending practices, credit assessment, and loan documentation procedures.
- Knowledge of financial compliance regulations and risk management standards.
- Familiarity with loan management systems
- Proficiency in Microsoft Office applications and relevant financial software.
- Strong analytical, problem-solving, and organizational skills.
- Excellent written, verbal, and interpersonal communication skills.
- Ability to work effectively under pressure and travel frequently to field locations.